What is this service?
A structured check that the seller actually owns what they are selling, with records to prove it.
Title verification traces ownership from the root document to the present holder and checks every link: parent deeds, partitions, gifts, inheritance records, Khatha, property tax, revenue records, approvals and encumbrances. The output is a clear written record of what was checked, what matched and what needs attention.
Why and when you need it
- Why
- Most property disputes begin with a defect that verification would have caught.
- Who needs it
- Buyers, lenders, heirs and anyone relying on another person's ownership.
- When
- Before paying any advance, and before registering any transfer.
Required documents
- All title documents, including the parent deed
- Khatha certificate and extract
- Property tax paid receipts
- Encumbrance Certificate for the verification period
- Revenue records (RTC, mutation extracts) for converted or agricultural land
- Approved plans and occupancy-related approvals for built property
- Identity proof of the owner
Identity and supporting documents
- PAN card of each applicant or party
- Aadhaar card or another government photo identity and address proof
- Passport-size photographs
- For companies and associations: incorporation documents, board resolution and authorisation letter
Step-by-step procedure
- Collect the complete document set from the seller
- Trace the title chain from the root document to the present
- Match every transfer with registration and revenue records
- Check Khatha, tax, approvals and encumbrances
- Record findings in a written verification note
Fees, stamp duty and timelines
- Government fee
- Government fees, where applicable, are paid only on the official portal or at the government office. Confirm the current amount on the official portal before payment.
- Assistance charges
- Professional assistance charges are quoted after understanding your requirement. Government fees and SRCHN service charges are always shown separately. Confirm the final quote before work begins.
- Processing time
- Processing time varies by office and case. No completion timeline is guaranteed.
Government fees and SRCHN assistance charges are always kept separate. Nothing here is an invented price - confirm current amounts on the official portal or with our team before paying.
Legal requirements
- Transfer of Property Act, 1882
- Registration Act, 1908
- Applicable land revenue and municipal laws
Common rejection reasons
- Breaks in the title chain
- Khatha or revenue records not matching the claimed owner
- Undisclosed mortgages, litigation or acquisition notifications
Important cautions
Do not rely on a photocopy chain - verify against registration and government records
A PoA-based purchase chain deserves extra scrutiny
Verification is an information exercise - the legal opinion on it should come from an independent qualified lawyer
FAQs
How many years of title should be checked?
Long enough to reach a clean root of title. The right period depends on the property - a lawyer advising on your transaction will specify it.
Is Khatha proof of ownership?
No. Khatha is a municipal record for assessment. It supports but does not by itself prove title.
What documents does verification cover?
Title deeds, Khatha, tax receipts, EC, revenue records, approvals and identity of the parties - plus litigation and acquisition checks where relevant.
